Professional Risks Insurance
Defending You and Your Business from Professional Services Claims
AJ Insurance — Your Professional Risks Insurance Broker
Shield your enterprise and yourself from costly claims arising from your professional services and business management with AJ Insurance’s Professional Risks Insurance.
You already take extensive steps to ensure that your services, advice, and digital and social account management are exemplary — but mishaps can still occur. A simple oversight in counselling a client, an employee causing inadvertent loss to a customer, or a serious data breach — events that can rapidly damage your bottom line and reputation.
AJ Insurance Services’ expert advisors will deliver tailored professional risk cover to defend you against costly claims, deliver peace of mind, and protect your livelihood. Thus allowing you to concentrate fully on assisting your clients and growing your business.
The Importance of Professional Risks Insurance in Australia
With professional services increasingly under scrutiny, the upward availability of no-win-no-fee agreements, and an exponential rise in litigation — your Australia-based business is continually exposed.
Without sufficient safeguarding, you and your enterprise are at risk of:
- Costly claims.
- Significant legal fees — even if you’re not at fault.
- Business disruption.
- Reallocation of valuable time and resources.
- Loss of reputation.
- Brand damage.
- Wasted time repairing and rebuilding.
- Business closure and staff unemployment.
Safeguard Your Business Before It’s Too Late — Get Professional Risks Insurance Cover NOW
Typically this protection addresses both the defence and settlement of such third-party claims, as well as any additional compensation rulings.
Safeguarding you and your enterprise with significant protection from claims for personal/bodily injuries, financial losses, or physical property damages that are experienced by a third party due to your acts, errors, or omissions. Our Professional Indemnity policies are bespoke to your sphere of operation.
Employment Liability Risk Insurance
If you have employees, Employment Practices Liability Insurance is crucial. This valuable protection addresses claims made by your employees — whether current, historical, or prospective — against your managerial, officerial, or employment practices. Depending on the tailored cover, it can include liabilities for bullying, discrimination, unfair dismissal, and harassment.
Non-Profit and Associations Liability
Directors and Officers Liability
For all businesses with online capabilities, social media accounts, and digital data warehousing. Cyber Liability Insurance defends your operation from electronic threats — including breaches of security, hacking, phishing, and malware. This can encompass both first-party and third-party claims — such as financial loss, legal expenses, fines and penalties, and customer notification costs.
✔ Insurance, recommendations, and advice based on your unique requirements.
✔ Long-term partnership — from initial consultation to claims management.
✔ Specialist team trusted by professionals across Australia.
✔ Transparency — giving you the how and the why behind your policy.
✔ Competitive and affordable premiums.