Car Dealership Insurance
The Driving Force Behind Motor Trade Risk Management.
Car Dealership Insurance From AJ Insurance Services
Holding high-value motor asset stock, trading from a significantly sized property, and dealing daily with on-site customers exposes your business to risk — AJ Insurance Services’ Car Dealership Insurance works to safeguard your business from these threats.
Whether you operate from a substantial car showroom, modest garage forecourt, or even your home — we will deliver tailored protection that shields against the unique risks inherent to auto dealership operation in Australia.
When building your customised car dealer insurance, our experienced team of specialists consider:
Size of your dealership
Stock value and type — cars, trucks, motorcycles, agricultural, utes, RVs
Dealership format — high-end showroom, vehicle supermarket, forecourt, or home sales
Static or remote dealers
Physical or online trading
Additional retail — parts, accessories, and sundries
Full or part-time trading
New, pre-ordered, or used car dealer insurance
Road risks — staff and/or customers test-driving vehicles
Additional services — valet, carwash, repairs, and servicing
Contact Us Today for Targeted Motor Dealer Insurance
✔ Theft, burglary, and money cover.
✔ Specified cover for premium, high-expense vehicles.
✔ Product and Public Liability up to an indemnity level of $20M.
✔ Vehicle demonstration protection.
✔ Business Interruption Insurance — including loss, additional costs, and salaries.
✔ Buildings, outbuildings, land, and premises.
✔ Plant, machinery, and equipment.
✔ Modification certifications.
✔ Electronic breakdown.
✔ Trade plates.
✔ Faulty workmanship.
✔ Audit fees.
✔ Office stock, contents, and electrical equipment.
✔ Hail insurance for car dealerships.
✔ Vehicle key security.
✔ Motor vehicle recovery.
✔ Test drives without a designated staff member.
✔ Marine cover — for parts and stock in transit.
✔ Personal, business, workshop and on-site customer vehicle cover.
Don’t Let Hail Rain on Your Car Parade — Call AJ Insurance Services Now
Auto Insurance for Car Dealers — The AJ Insurance Services Difference
Whether you’re a part-time dealer selling used cars from your home driveway, or a franchised retailer offering luxury new vehicles from a massive showroom — AJ Insurance Services guarantees the ultimate in advice, professionalism, and focused cover.
As one of the few brokers specialising in this niche vehicle arena — we fully understand your complex and nuanced auto dealer insurance requirements. This enables us to provide the optimum in safeguarding for your enterprise, with premiums that will not heavily impact your bottom line.
Reassuringly proactive, we will work with you to identify risks and suggest tools to mitigate these inherent threats. And should a claim arise, we will strive relentlessly on your behalf to assist smooth and timely processing.
✔ The right insurance at the right price.
✔ Dedicated car lot insurance specialists.
✔ Structure and focused policies to suit your dealership.
✔ Competitive premiums.
✔ Ongoing support — we’re with you for the long term.
✔ Proactive risk management and claims handling.
✔ A team with years of car dealership cover experience.
Car Dealers Insurance Cover FAQs
How Much Does Vehicle Dealer Insurance Cost?
The auto dealer insurance cost depends on numerous factors — including the type of vehicles you trade, your business size, and the intrinsic threats within your operation format.
AJ Insurance Services works alongside you, proactively addressing risk management and ensuring you have the cover you need — not what you don’t. This results in pleasingly affordable premiums while having a thoroughly defended business.
Can I Get Insurance for Used Car Dealerships?
Yes! It doesn’t matter whether you trade preloved or new vehicles — you can obtain cover to protect your motor stock and trading business.
Our policies are created to address the risk-shielding needs of your particular operation — these can include garage insurance for used car dealers, pre-owned car business interruption cover, and used car dealer liability insurance.
What Does Auto Dealer Insurance Coverage Include?
Motor trader cover from AJ Insurance Services is tailored to suit the needs of your business. Specialising in this field, we formulate policies that address the risks concomitant to your specific operation. These can include:
- Car dealer liability insurance.
- Motor retailer business interruption.
- Hail cover.
- Professional indemnity.
- Theft and burglary cover.
What Is Dealership Liability Insurance?
Dealership General Liability Insurance is broad spectrum cover that shields your enterprise from third-party claims for injury, accident, or damage to personal property occurring as a result of your business operations.
Can I Get Insurance from Hail for Dealership Businesses?
Yes! Hail can lead to extensive damage to roofs, vehicle stock, advertising hoardings and canopies — as well as causing business interruption that damages your business profits.
AJ Insurance Services are specialist providers of hail cover for the motor trade industry — delivering claim satisfaction, tailored protection, and a variety of cover tiers.