Motor Trades Insurance
Driving Your Business Forward With Bespoke Safeguarding.
Insurance for Motor Trades
Whatever your area of specialisation in the vehicle industry, your business is at risk from unexpected events — Motor Trades Insurance delivers reassuring defence against costly claims.
The scope of commercial motor operations is vast — from small sole-trader diesel mechanics and car battery retailers, through to large-scale auto dealerships and car and marine upholstery operatives.
This extensive spectrum of trades means that whatever your sphere of expertise, you need specific and targeted safeguarding — protecting your business from inherent threats and ensuring it continues to thrive.
AJ Insurance Services are the experts in defending motor industry enterprises. Relentlessly proactive, we excel at building bespoke insurance policies that are tailored to your operation.
Benefit From the Specialists in Motor Trade Insurance — Call AJ Insurance Now
Focused Protection for Motor Trades
At AJ Insurance Services, we know a one-size-fits-all approach is inadequate for businesses in the motor sector.
For example, basic tow truck business insurance would be completely unsuitable for a panel beater — likewise, smash repairer business insurance lacks suitable cover inclusions for an exhaust shop.
Working with you, we will forge tailored safeguarding suitable for your operation. Not just defending you in your key threat areas — but also ensuring that you don’t pay for irrelevant cover.
The truth is, one significant event could heavily impact your profits — or close your business forever.
Motor vehicles are high-value assets, you own premium tools necessary for your trade, and you deal with the public daily. Accidental damage to a client’s car, theft of your vital equipment, or an injury to a customer could lead to a hefty claim, legal fees, or compensation.
While by no means exhaustive, the most common policies our motor trade experts build include:
✔ Other motor dealerships insurance
✔ Automotive business insurance
✔ Transport business insurance
✔ Car audio installer insurance
✔ Heavy vehicle mechanics insurance
✔ Mechanic business insurance
✔ Car air conditioning repairer insurance
✔ Mobile mechanic insurance
✔ Automotive brake and clutch mechanic insurance
✔ Diesel mechanic insurance
✔ Exhaust shop insurance
✔ Automotive glass replacement insurance
✔ Steering and suspension mechanics insurance
✔ Panel beater insurance
✔ Farm equipment sales and service insurance
✔ Auto repair business insurance
✔ 4×4 and off-road mechanics insurance
✔ Auto electrician insurance
✔ Car parts retailers insurance
✔ Insurance for roadside assistance business
✔ Tow truck insurance
✔ Towing business insurance
✔ Engine building and balancing business insurance
✔ Boat mechanic insurance
✔ Car detailing business insurance
✔ Car wash business insurance
✔ Motor sporting facility insurance
Can’t See Your Motor Trade Above? We Can Still Protect You! Call AJ Insurance Today
How Much Does Motor Trades Insurance Cost?
At AJ Insurance Services, we know that margins in motor trades are tight. That’s why we focus on building the most comprehensive yet cost-effective protection possible for your operation.
The price of adequate safeguarding depends on numerous factors — such as the level of threats inherent to your particular business, the size of your enterprise, customer volumes, and stock values.
For example, the race track owner insurance cost — with the intrinsic risks of accidents, personal injury, and high-powered vehicles — will be significantly higher than the price of insurance for tow truck business.
By building bespoke packages, you only pay for the shielding your operation needs — protecting your bottom line.
What’s more, with our proactive approach to risk management, we can advise on systems and practices to minimise threat — permitting further savings for your business.
Let AJ Insurance Build Your Motor Trades Policy — Call for a Rapid Quote Today
Why Choose AJ Insurance Services To Protect Your Motor Trade Business?
Whether you’re a vintage vehicle restorer, ICE specialist, or car wrapper — AJ Insurance Services will provide you with the pinnacle of professionalism, advice, and protection.
As motor trades specialists — we grasp the intricate, specific, and differing needs of this vast sphere. This permits our team of insurance experts to build the most suitable and defensive cover — while not damaging your gross profits.
Ceaselessly proactive on your behalf, we will work together to identify key threats and offer solutions to mitigate these intrinsic risks. And, in the event of a claim, we will act tirelessly to achieve smooth processing and speedy resolution.
Our promises to you include:
- Attention from motor trades specialists.
- Robust and relevant protection at affordable premiums.
- Steering you away from irrelevant and unnecessary safeguarding.
- Continuous support — behind you for the long haul.
- Action-orientated claim handling and risk management.
- A team with years of motor trade business insurance experience.
Insurance for Motor Trades FAQs
If I Repair Cars at Home Do I Need Insurance?
Yes. General Home and Contents Insurance will not protect you in the event of a claim. AJ Insurance Services will provide tailored and affordable protection for smaller motor trades businesses.
What Are Motor Trades Businesses?
It refers to any operation that provides services or retail related to motor vehicles. This extensive industry can include anything from marine engineers and panel beaters, through to car resprayers and exhaust shop owners.
Are Dealership Owners Included in Motor Trades Insurance?
Yes. As retailers of vehicles, dealerships come under the umbrella of motor trades. However, due to the particular and complex nuances of this sector, AJ Insurance has built bespoke Motor Dealership Insurance packages.
Does Motor Trades Insurance Cover Customer Cars?
Yes. As part of a bespoke insurance package, AJ Insurance Services can build cover that permits you to drive a customer’s car. Equally, we can incorporate safeguarding that allows your clients to test drive your vehicles.
What Is the Price of Insurance for Motor Trades?
The cost of motor trades protection depends on numerous factors — including the level of risks inherent to your operation, your sphere of work, size of your business, and customer footfall.
AJ Insurance Services’ Motor Trades Insurance is tailored to your operation’s needs — keeping your premiums to a minimum by only including the safeguarding your enterprise requires.